new_senior_citizen posted:Honeywood Rise or Haron Park?
Whats your investment timeframe?
Are you looking to buy, build and sell (12mths max)?
Buy, hold till next 'boom' (5-10 years)?
Goto sleep, buy hold till you need to retire and downsize…
new_senior_citizen posted:Home Seller: Advice on Real Estate Agents.
Buying and selling any real estate is alot of negotiation. As you can only talk to the realtor, find someone with a personality and skillset that you can WORK WITH.…
new_senior_citizen posted:Refinancing with AMP Experience??
If its the ONLY lender that will help in your situation, accept it. If there are other OPTIONS with other lenders, STONGLY CONSIDER THEM.
AMP is a stable Oz finance…
new_senior_citizen posted:Home + Land loan - information
dyansky,
Different banks have different approval times depending on number of applications in the 'queue'. Goto a competent broker and tell them your time restraints and they should know the approval…
new_senior_citizen posted:Dennis Family Homes
Wow Gemma, at least it got thru in the end. Usually its like baseball, 3 strikes (apps) and your out!
Congratulations, you found a certified "joker broker" that Simonds recommended !…
new_senior_citizen posted:Buying land
Loan lending criteria is always a changing marketplace as different lenders position themselves for different niches. As such trying to secure finance for anything 3mths+ out puts the lender into…
new_senior_citizen posted:Bad Credit Home Loan Advice
Fantastic !!
Always talk to a few finance brokers, Dee Dee. Lending criteria and loan products available change ALL the time. By talking to a few brokers, you'll get a feel…
new_senior_citizen posted:Huffle - Groupon for Mortgages
NO NO NO RUN AWAY
In short they are lending similar to RAMS 1.0 (90 day BB) did (before Westpac took over in NAME ONLY) from their website info.
The company…
new_senior_citizen posted:Using equity to purchase land
Same goes for these 'guarantor' loans. NEVER EVER tie up my property for the kids. What happens if they divorce? (50% chance in oz, and I have 4 kids!), what…
new_senior_citizen posted:Do Any Banks Pay Lump Sums?
The bank will lend the $$$ as per the builders contract fixtures and fittings. If you want the platinum taps and gold drains and its not in the builders contract,…
new_senior_citizen posted:Recommend a good broker in Sydney
My kids used Alliance Credit on the pier opposite "The Star" casino in Sydney, but they have an office at baulkham hills too.
http://www.AllianceCredit.com.au
They were able…
new_senior_citizen posted:Valuation being more then build cost
Sometimes valuations are a bit like astrology. But as long as the property has gone up since you put a deposit on in, and assuming you qualified for a loan…
new_senior_citizen posted:Bad Credit Home Loan Advice
would be nice if we could find out how this story finished ... one post since May , looks like a spammer from the other side of the world…
new_senior_citizen posted:End of financial year
+1 Bec, pre-approvals are a nice feeling to have, but the actual assessment is made when ALL final documents are available (including the builders contract). I remember going to open…
new_senior_citizen posted:Using equity to purchase land
NEVER EVER use dual securities for a loan. Final.
When you use two securities, when your house finally does sell for whatever amount, banks will RE ASSESS the loan with the…
new_senior_citizen posted:Valuation risk on build cost?
Everyones 'opinion' on what the per sq metre range means diddy squat. Talk to local agents and get a variance of price point. The only 'opinion' that carrys ANY weight…
new_senior_citizen posted:Low bank valuation ...much difference with a second??
The valuer is writing part of the risk cover for the loan. If the loan goes bad (default > repo) and the bank cannot cover the valuers OPINION (within a…
new_senior_citizen posted:Settlement on same day for new and old place, moving nightma
Sometimes your just lucky if the REMOVALISTS turn UP AT ALL!
On a double settlement my booked removalists took too long at their first job of the day and called me…
new_senior_citizen posted:Where to start for taking out a wall?
Load bearing wall? Power points in wall need moving?
I agree, the carpenter is the first man to talk to, he'll spot it right away if a sparkie is needed.
If…
new_senior_citizen posted:Render job - Help!!!!
That'll dry out for sure. But its melbourne, so it could take a little longer than your northern neighbours.
new_senior_citizen posted:Colour Selection help please!
I'd go with professional advice. They know whats 'cool' in the marketplace now and will have better results on market. New modern exterior always makes a house look good. I…
new_senior_citizen posted:Home Renovation Blogs
These blogs are great on the renos, BUT as a property investor, if I know its a 'self done reno' when I walk into a listing, I purposely look for…
new_senior_citizen posted:Renovation plans and costings - advice
I'd try shopping the reno work with a few builders (at lease 3), they are flat out busy atm so they probably charge a premium. Alternatively, get the builders quote…
new_senior_citizen posted:Renovation plans and costings - advice
I couldn't get the file click to work. Norton error blocks the file. Could be a virus.
new_senior_citizen posted:what are the factor we considere when we hire a interior des
An interior desginer is great for IDEAS, but I have found after 'many' years of marriage, its the wife that ULTIMATELY decides. Especially if you want peace in your home.…
new_senior_citizen posted:Flooring under fridge
Hello,
Yes flooring is best all the way under the fridge, cupboards and ovens. I tiled my old house AROUND these items, getting the fridge over the tile 'step' was, well,…
