McLovin posted:One neighbour objected to reduced front set back
Hi everyone, we're building a house in rural Victoria and have requested a set back exemption of 6m from the street so we can fit our septic effluent field in.
House…
McLovin posted:Door bell
These door bells look pretty decent, smart features and not bad at $200USD.
https://ring.com/
McLovin posted:Digital Door Locks
I really want to install a Samsung digital door lock on my front door, but not sure where to buy from, and what model. Bunnings seem to sell them,…
McLovin posted:Do it Yourself Window Tinting
We're looking at tinting some windows in our house, and a while ago I found an online supplier who cuts the tint to your measurements and sends it out to…
McLovin posted:Wall mounting a 42" LED TV, where to get kit from?
Hey matt, hoping you're still around.
We finally bought a TV. We ended up getting an LG 47".
Would the wall mount kit you recommended above work with our TV?
In the…
McLovin posted:Building decking/pergola serparately or at same time?
My wife and I want a decking and pergola built at our house.
My wife seems to thing that they need to be done together, rather than decking first, then pergola…
McLovin posted:Mortgage Paperwork - Where does it normally get sent?
Now that our mortgage has been approved, our broker said that the paperwork will get sent to our conveyancer. He said it's a Bank of Melbourne (St. George) thing.
I…
McLovin posted:What are our chances?
Broker just called us to say that we've got unconditional approval on the loan, yay for us 
McLovin posted:What are our chances?
The broker called us back today and said that the credit assessor has had a look at our application and reckons that we're around $1,500 short of the deposit required…
McLovin posted:What are our chances?
The broker called us today and told us that the bank have received the valuation back, but he can't see any results as yet. He said he should hear…
McLovin posted:What are our chances?
We went with Bank of Melbourne in the end (Westpac)
Not trying to be negative, but to be honest a conditional approval doesn't mean much when you apply for a 95%…
McLovin posted:What are our chances?
Well, we just got conditional approval on the property valuation. Looks like it's heading in the right direction
McLovin posted:Wall mounting a 42" LED TV, where to get kit from?
Hey Matt, thanks for your reply (and you too Asha )
We want to tilt it down and have it a little higher, so our little…
McLovin posted:What are our chances?
We just applied for a home loan through a local broker. We went with a lender that would allow us to bundle the LMI into the loan (we're 95%…
McLovin posted:Wall mounting a 42" LED TV, where to get kit from?
We're planning on purchasing an LG 42" LED TV in a few weeks, and wish to wall mount it.
1. Is it relatively easy to wall mount a TV?
2. Where can…
McLovin posted:Leak in bedroom prior to moving in...
It's all good guys, the agent just called me to say that the vendor is on to the insurance company to fix the job properly, and that we can inspect…
McLovin posted:Leak in bedroom prior to moving in...
We just purchased a property... when doing the initial inspections of the house, the third bedroom had a substantial amount of water in the carpet and the wall (from the…
McLovin posted:Stamp Duty... I'm out of my depth
I can only answer one of your questions sorry...
You only pay stamp duty on what already exists. In this case, your land exists, therefore, you pay stamp duty…
McLovin posted:Can you install air-con with existing heating ducts?
We just purchased a house (approximately six years old) that has ducted heating (round vents).
Generally speaking, is it possible to re-use the existing ducts to add a refrigerated air conditioner,…
McLovin posted:Inaccurate credit report
You'll find that a majority of your credit applications will be with Veda Advantage (previously known as Baycorp).
To get a copy of your credit file with Veda in ten days,…
McLovin posted:Made an offer on a property - were we played by the RE...
Good on you Deb I hope I've got the courage to do the same when it comes time for me to buy a home.
It can…
McLovin posted:How many credit enquiries?
Thanks for that jb_money, much appreciated... I double checked the alert that Veda sent me, and at the top it says "Consumer Authorised Agent Enquiry - New Listing", so I'm…
McLovin posted:How many credit enquiries?
Some time ago I asked Homebuyers Centre if we could build a house through them (using their $3,000 deposit offer). They said that they need to take a look…
McLovin posted:Car insurance
Our Mazda 3 just came up for renewal, RACV wanted $970. I checked a few companies (GIO, Budget Direct and AAMI).
AAMI came in the cheapest at $550. Saving…
McLovin posted:Borrowing power and overtime
With my occupation, I earn a base salary of around $78,000 per year.
With overtime and allowances (I'm a shift worker) the income rises to about $100,000 a year and is…
McLovin posted:Need some Finance help
Don't worry about your default seven years ago, I'm pretty sure it gets wiped from your credit file after five years. To be sure, I'd advise you to get…
McLovin posted:Super Rate
G'day Michael, thanks a lot for your post again, very much appreciated, I've sent you an e-mail.
Cheers!!
McLovin posted:Super Rate
THanks Jadielee, that's what I tried to do, but he said to come back to him when I've got 5% deposit, wasn't very helpful. Kinda turned me off after…
McLovin posted:Super Rate
Hi Michael, thanks for the great information you've provided... just wondering if you can help me with a couple more things?
My wife and I have currently $3k saved, and it's…
