Home Loans & Mortgages Articles | homeone®

RBA Retains Lowest Cash Rate In Recent Update

In the most recent circular update from the Reserve Bank of Australia (RBA) the board has elected to maintain the current interest rate of 0.01% for the first quarter of 2021.

Intellichoice4 years4 years

This Is How The Proposed Stamp Duty Can Affect NSW Home Buyers

For over a hundred years, the stamp duty remains unchanged, which makes it outdated. Thus, policymakers in NWS are planning to change this system in a bid to stimulate economic activity stemming from the housing sector.

Intellichoice4 years4 years

A Comprehensive Guide For First Time Home Buyers in Australia

Getting your own house can be a daunting endeavor for many, especially if you are a first time home buyer. There’s just so many things to do and to consider to make this major undertaking a success.

Intellichoice4 years4 years

How Does Reverse Mortgage Work?

Many people, especially those who are approaching retirement should know the benefits of reverse mortgage and how they can take advantage of their current property with this loan product.

Intellichoice4 years4 years

Moving In To Your New House? Make Sure You’ve Got Everything Covered

Moving to a new house can be as daunting as buying a new property. But it doesn’t have to be that stressful if you follow this quick list of things you need to prepare before the D-day.

Intellichoice4 years4 years

First-time Homeowners: Fixed Vs. Variable Rate Loans

Living in a cramped apartment complex with your growing family can be frustrating to many, considering how If you’re one of those in this dire situation, considering buying your own home is probably the right decision to make.

Intellichoice4 years4 years

Home Loan Calculators: Why and When to Use Them

Knowing how to use the most frequently used home loan calculators will not only make one’s mortgage application an easy one, but it can also increase the likelihood of approval.

Intellichoice4 years4 years

Buying Property For Investment In This Volatile Economic Condition

With the property market being considered as the most low-risk investment portfolio, many are buying properties for investment purposes. But is buying a property in this high time of uncertainty a smart move?

Intellichoice4 years4 years

Applying for Home Loans With Bad Credit History

Banks look at creditworthiness when someone approaches them for any loan products--from home loans to personal loans. This makes borrowing inherently difficult for people who have blemished credit history.

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5 Key Things To Consider Before Getting A Home Loan

Getting a home loan is a serious undertaking that should not be taken lightly. Without proper preparation, it could ruin not only your credit record, but even some aspects of your life.

Intellichoice4 years4 years

How To Avoid A Stressful Home Buying Experience

Everyone at some point in their lives wishes to buy their own home. Getting a home loan is the most popular way towards home ownership in Australia. But ill-prepared, this supposed life-changing experience, can be a disastrous one.

Intellichoice4 years4 years

76,000 Surplus Dwellings Seen To Dampen Housing Prices

As the impacts of the pandemic are starting to take its toll on economy and immigration policies, at least 76,000 houses will likely remain unoccupied by next year.

Intellichoice4 years4 years

Getting Owner-builder Loans Is Hard, But Worth The Try

Owner builder loans are specialised loans specifically designed for people who are looking at building their own dwelling from scratch. Regardless of getting this loan during this high time of uncertainty or not, getting one’s loan application approved ca