Home Loans & Mortgages Articles | homeone®

Non Conforming Loans3 years3 years

How to get a home loan with a low credit score

Talk to a Non Conforming Loan Expert or visit our website www.nonconformingloans.com.au

Intellichoice3 years3 years

Funding Your Renovations with Home Improvement Loans

Following the lockdowns imposed across the country, which affected millions of Australians, many families are diverting their time and attention to doing home renovations and finance this endeavour with home improvement loans.

Intellichoice3 years3 years

Tips for buying your first home in Australia

If you are planning on buying your first home, knowing some tips and tricks can go a long way. Just like any other form of major purchase, getting acquainted with the process and the specifics of home buying can help you save thousands of dollars.

Intellichoice3 years3 years

Featured Mortgage Calculator: The Intellichoice Borrowing Power Calculator

Probably one of the highly searched mortgage calculators is the borrowing power calculator, which basically provides anyone with the idea of how much they can borrow based on certain parameters.

Intellichoice3 years3 years

Marriage or Mortgage: Should you forgo buying a house for your dream wedding?

As the popular streaming website Netflix released the series Marriage or Mortgage, which tackles an issue that starting couples face, many are intrigued on which of the two starting couples should prioritise.

Intellichoice3 years3 years

Home Loans 101: How much mortgage can I afford?

Knowing how much one can borrow from a home loan is a common question most borrowers have at an earlier stage of their loan application.

Intellichoice3 years3 years

Home Loans Repayment Relief Amid Pandemic With Household Relief Loan

Paying off home loans or any other loans amid this trying time can be challenging for many people. But help is available to avoid default and losing one’s home amid the pandemic.

Intellichoice3 years3 years

Intellichoice Expands Client Services, Partners with Allrisk, Absolute Education

Driven by the ever-changing business climate and the need to step up its services, Intellichoice Finance has just recently forged a partnership with Allrisk and Absolute Education (ABED), the leading names in the fields of owner builder insurance and educ

Intellichoice4 years4 years

Things to Know About Reverse Mortgage

Reverse mortgage is a type of home loan that is ideally designed for people aged in their 60s onwards. It is usually used to finance various expenses that are essential in maintaining the quality of life among seniors.

Intellichoice4 years4 years

To switch or not to switch home loan?

Deciding whether to switch or not to switch home loans is the best option for one’s case can be daunting. There are several things that must be taken into account before anyone can decide if considering this option is more beneficial.

Intellichoice4 years4 years

Getting Home Loans? Consider this

Getting the right home loans that fit your unique circumstance is no easy feat. This myriad of obstacles often confuse people from getting the best one.

Intellichoice4 years4 years

Owner occupied Home Loans Vs. Investment Home Loans

Firstly the difference between both is on the LVR, investment home loans usually require a much lower LVR--meaning higher deposit requirements.

Intellichoice4 years4 years

Other Home Loans Options Worth Considering

Getting a home loan is the most popular and fastest route in getting one’s dream house. But it is a complex process and is surely not for everyone.

Intellichoice4 years4 years

Application Guide for Personal Loans in 2021

Personal loans are specifically designed to finance personal expenses. Unlike ordinary home loans, which are primarily intended for either purchasing or building one’s dwelling, personal loans can be used for a whole range of purposes.

Intellichoice4 years4 years

Home Loans 101: Things to Know Before Lodging Your Applications

Applying for any type of home loan can be exhausting if not done properly. However, you don’t necessarily have to go through the unnecessary stress by following some of the proven, yet simple strategies we’ve seen to have worked over the years.

Intellichoice4 years4 years

Owner Builder Loans 2021: Things to Expect After Lodging Your Application

Often people applying for owner builder loans are only concerned about the needed preparations, such as sourcing a property/land and the potential build cost before placing their loan applications.

Intellichoice4 years4 years

Bad Credit Home Loans: Relevant Updates in 2021

Banks look at creditworthiness when someone approaches them for any loan products--from home loans to personal loans. This makes borrowing inherently difficult for people who have blemished credit history.

Intellichoice4 years4 years

Home Loans Repayment Options Amid The Recent Massive Floods

Homeowners with existing home loans who were badly hit by the recent massive floodings in some parts of the country are encouraged to seek help sooner than later.

Intellichoice4 years4 years

Reserve Bank Holds Cash Rate This Past Quarter-Where To now?

Australia's reserve bank has held the cash rate for the past quarter at 0.1% and March has been left the same as the previous 4 months.

Intellichoice4 years4 years

Australia Auction Market Shows Promising Record-breaking Response

Despite some rapid increases in listings of properties in Australia the clearance rate has actually jumped to near 85% which is substantial given the concerns around the effect of pandemic would have on residential real estate.